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Added as a Cosigner to a Lease w/out My Permission

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  1. time4badbeat time4badbeat is offline

    WI
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    Dec 29th, 2011 (12/29/2011 3:36pm)

    My sister added me as a cosigner on her lease in Wisconsin without my permission. I live in Minnesota. I've called the management company but they have a problem answering their phone. How do I get my name off this lease and what are the possible punishments for my sister? Is this a federal crime since the lease is for WI and Im a resident of MN?
     
  2. wes_mc wes_mc is offline

    Raleigh, NC
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    Dec 29th, 2011 (12/29/2011 3:38pm) in reply to time4badbeat

    How are you a cosigner if you didn't sign anything?
  3. d1am0ndc d1am0ndc is offline

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    Dec 29th, 2011 (12/29/2011 3:38pm) in reply to wes_mc

    hard to tell without current pics of said sister
  4. SirLiesAlot SirLiesAlot is offline

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    Dec 29th, 2011 (12/29/2011 3:49pm) in reply to d1am0ndc

    If you didn't sign then don't worry. For revenge you should post a Craig's list and/or pof ad for a lonely and "friendly" single woman at her address.
  5. ntanygd760 ntanygd760 is offline

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    Dec 29th, 2011 (12/29/2011 3:50pm) in reply to SirLiesAlot

    ^^^^^^^^^
     
  6. jtown1010 jtown1010 is offline

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    Dec 29th, 2011 (12/29/2011 3:53pm) in reply to ntanygd760

    Why wouldn't you cosign for your sister?

    Is she irresponsible?
  7. ntanygd760 ntanygd760 is offline

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    Dec 29th, 2011 (12/29/2011 4:08pm) in reply to jtown1010

     
    Originally Posted by jtown1010 View Post

    Why wouldn't you cosign for your sister?

    Is she irresponsible?


    she obv didn't participate in the family cousin fucking so he is taking it out on her now
     
  8. snaggs snaggs is offline

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    Dec 29th, 2011 (12/29/2011 4:21pm) in reply to jtown1010

     
    Originally Posted by jtown1010 View Post

    Why wouldn't you cosign for your sister?

    Is she irresponsible?

    Even if she is responsible it can tie up some of your available credit and so actually lower your credit score even if she always pays on time.
     
  9. time4badbeat time4badbeat is offline

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    Dec 29th, 2011 (12/29/2011 4:32pm) in reply to wes_mc

     
    Originally Posted by wes_mc View Post

    How are you a cosigner if you didn't sign anything?

    she forged my signature ldo
     
    Thread Starter
  10. AMARTIN1181 AMARTIN1181 is online now

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    Dec 29th, 2011 (12/29/2011 4:34pm) in reply to time4badbeat

    your sister is a fucking animal!!
  11. time4badbeat time4badbeat is offline

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    Dec 29th, 2011 (12/29/2011 4:35pm) in reply to jtown1010

     
    Originally Posted by jtown1010 View Post

    Why wouldn't you cosign for your sister?

    Is she irresponsible?

    well she didn't even ask me and shes 28 and needs a cosigner for an apartment what does that tell you about her responsiblity level?
     
    Thread Starter
  12. EyeKnows EyeKnows is online now

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    Dec 29th, 2011 (12/29/2011 4:41pm) in reply to time4badbeat

    do your sister a solid n stfu.

    or report her to law enforcement and have her thrown in jail for forging your signature/fraud.
  13. TheWhitePele TheWhitePele is offline

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    Dec 29th, 2011 (12/29/2011 4:46pm) in reply to EyeKnows

    How did you find out?

    Id say nothing until it affects you then if it affects you directly report it and say you didnt sign anything
  14. Mr Galt Mr Galt is offline sister-in-law's a ho

    Overland Park, KS
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    Dec 29th, 2011 (12/29/2011 4:57pm) in reply to TheWhitePele

    federal crime? lolz.

    State crime of fraud. Lock her up imo. Will make Thanksgiving epic.
  15. Ugot2BKddn Ugot2BKddn is offline

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    Dec 29th, 2011 (12/29/2011 5:05pm) in reply to Mr Galt

    Rarely are co-signers reported to the bureaus with positive info. If she fails to pay, you "could" be held responsible because you are aware of the situation and >chose< not to take action.

    Like the earlier poster, how did you find out? Bill collector? Sister - "oh, by the way"?

    I would go to the lease agent and let them know the signature on the paperwork does not belong to you and document the meeting as my effort to CYA.

    As for your sister, she made her lease and will just have to deal w/the fall out.

    Go! Pack! Go!
    Edited By: Ugot2BKddn Dec 29th, 2011 at 05:06 PM
  16. jtown1010 jtown1010 is offline

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    Dec 29th, 2011 (12/29/2011 6:07pm) in reply to time4badbeat

     
    Originally Posted by time4badbeat View Post

    well she didn't even ask me and shes 28 and needs a cosigner for an apartment what does that tell you about her responsiblity level?


    Maybe she's going to get her shit together?

    I usually give family the benefit of the doubt, my play would be to contact her ASAP and let her know that she can use me as a cosigner but if she fucks up I won't be helping her anymore.

    If your credit is important to you, perhaps you could offer some financial assistance if she finds herself in a tough spot that might screw with your credit.

    If there's a lot of history like this I might not let it slide.

    I'm probably pretty biased because I have a family that would basically do anything for me, so I can't really imagine ever not doing something for a close family member.
  17. Glo4m Glo4m is offline Confess to me

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    Dec 29th, 2011 (12/29/2011 6:08pm) in reply to d1am0ndc

     
    Originally Posted by d1am0ndc View Post

    hard to tell without current pics of said sister

    .
  18. Niceguy Niceguy is offline I will find you.

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    Dec 29th, 2011 (12/29/2011 6:10pm) in reply to jtown1010

    Send her to jail. Fraud is bad... mmmmmmkay.

    But galt, because it is across state lines doesn't it become federal? Or would the fraud have to be ongoing(originating in minn. then moving to wisc)?
  19. Tourney Tourney is offline

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    Dec 29th, 2011 (12/29/2011 6:10pm) in reply to Niceguy

    what is she trashes the place and owes like 5-20 grand tho, would you be on the hook for that?

    If you think she is capable of doing something that stupid then i'd be worried.

    I dunno though if she forged your signature well I don't think you would be on the hook anyways, but how did you find out she added you as a cosigner?
  20. coolhandkev coolhandkev is online now

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    Dec 29th, 2011 (12/29/2011 6:11pm) in reply to time4badbeat

     
    Originally Posted by jtown1010 View Post

    Maybe she's going to get her shit together?

    I usually give family the benefit of the doubt, my play would be to contact her ASAP and let her know that she can use me as a cosigner but if she fucks up I won't be helping her anymore.

    If your credit is important to you, perhaps you could offer some financial assistance if she finds herself in a tough spot that might screw with your credit.

    If there's a lot of history like this I might not let it slide.

    I'm probably pretty biased because I have a family that would basically do anything for me, so I can't really imagine ever not doing something for a close family member.

     
    Originally Posted by time4badbeat View Post

    well she didn't even ask me and shes 28 and needs a cosigner for an apartment what does that tell you about her responsiblity level?

    A rare time where you can answer with a quote of the post that is the same post that you just quoted and responded to. She is 28 and needs a cosigner for an apartment, sorry but people like that need to do things on their own she's probably in the spot she's in because she has been constantly bailed out by family up to this point. Time to cut her off imo
  21. MadProfesor MadProfesor is offline

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    Dec 29th, 2011 (12/29/2011 6:11pm) in reply to d1am0ndc

     
    Originally Posted by d1am0ndc View Post

    hard to tell without current pics of said sister

    Yup.
  22. jtown1010 jtown1010 is offline

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    Dec 29th, 2011 (12/29/2011 6:15pm) in reply to MadProfesor

    I'm assuming that's probably the case, but I don't know enough about their relationship to know for sure, so I'm just saying what I would do in his shoes.

    I would have needed a cosign in my early 20's I think (never lived in an apt tho, renting houses with a lot of roomates was way too cheap and so much fun).
  23. dams dams is online now

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    Dec 29th, 2011 (12/29/2011 6:18pm) in reply to jtown1010

    pics of sister? this can be the only way for a truthful answer
  24. norcaljeff norcaljeff is offline 2010 OT Thread Kill Leader

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    Dec 29th, 2011 (12/29/2011 6:22pm) in reply to time4badbeat

    Lol @ the "but it's family!" replies. "Family" doesnt lie and forge your signature. Get your name off asap
  25. jtown1010 jtown1010 is offline

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    Dec 29th, 2011 (12/29/2011 6:28pm) in reply to norcaljeff

    Maybe she didn't know she was "forging" his signature and just assumed he would cosign and thought she was just listing him as cosigner?

    And I don't remember her telling any lies about this?
  26. coolhandkev coolhandkev is online now

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    Dec 29th, 2011 (12/29/2011 6:30pm) in reply to jtown1010

     
    Originally Posted by jtown1010 View Post

    Maybe she didn't know she was "forging" his signature and just assumed he would cosign and thought she was just listing him as cosigner?

    lol really?
  27. zeppelinzoso16 zeppelinzoso16 is offline world traveler

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    Dec 29th, 2011 (12/29/2011 6:32pm) in reply to coolhandkev

    Makes me feel better about my brother signing up for a dating site with my email.

    Worst part is I got like a 100 emails from girls (to my brother's profile) but couldn't look at their profiles because the site is only open to American IPs

    Said he used mine because they only offer a 30 day free trial and had already used his emails. obv told him he should have made a new one then
    Edited By: zeppelinzoso16 Dec 29th, 2011 at 06:35 PM
  28. Niceguy Niceguy is offline I will find you.

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    Dec 29th, 2011 (12/29/2011 6:32pm) in reply to zeppelinzoso16

    jtown I've always seen you as my cranky old uncle. I'm just going to assume you got my back. Thanks for the car loan unk, thanks.
  29. Dyzalot Dyzalot is online now

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    Dec 29th, 2011 (12/29/2011 6:32pm) in reply to jtown1010

     
    Originally Posted by jtown1010 View Post

    Maybe she didn't know she was "forging" his signature and just assumed he would cosign and thought she was just listing him as cosigner?

    And I don't remember her telling any lies about this?

    Seriously? You must be assuming this girl has an IQ of about 60 to not know what she was doing when she signed, not printed, his name where it says to sign.
     3
  30. jtown1010 jtown1010 is offline

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    Dec 29th, 2011 (12/29/2011 6:42pm) in reply to Dyzalot

    Niceguy,

    Sure you can use me as a cosigner on your next car loan, just tell em jtown said it was all good and you should be square.

    Dyzalot,

    You're assuming quite a bit in your post. I never saw the signature so I don't know if it was in print or not, and I don't think knowledge of power of attorney or contract laws is really indicative of intelligence, so I don't presume to know her IQ.
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