Check out our brand new Local Poker Communities! Get updates and interact with poker players in your area.
Visit the United States Poker Community | Visit the California Poker Community | Read more about the Launch of P5s Local

Credit Card Situtation--Need Advice

Reply to Thread
  1. Prophite Prophite is offline

    Scarsdale, NY
    United States

    Posts: 533
    Joined: Nov 06

    Jun 30th, 2009 (6/30/2009 3:26pm)

    So I set up a platinum card with chase a couple months ago, and signed up with their online banking system. Apparently, I didn't set up the automatic payments and I have a payment that is 50 days past due. I haven't received any late notifications by e-mail for some reason, and I haven't recieved anything by mail because I've been at school. In order to get them to rescind the 30 day past due report they sent to the credit bureaus, I need to convince them that there was a bank error that resulted in my non-payment. My credit score went down 100 points, so I need to think of something. What could I tell them?
  2. Jimbo31 Jimbo31 is offline

    Orland Park, IL
    United States

    Posts: 3,828
    Joined: Oct 06

    Jun 30th, 2009 (6/30/2009 3:29pm) in reply to Prophite

    Have you tried telling them there was just a mistake with the online bill payment because it is a new card.
  3. timthegem timthegem is offline

    Anonymous Proxy

    Posts: 16,559
    Joined: Jul 06

    Jun 30th, 2009 (6/30/2009 3:30pm) in reply to Prophite

    Try telling them the truth. It can't be any worse than lying. They'll either help you out no matter what you tell them or they won't do anything for you at all. They're not going to make the decision based on what you say because they honestly don't care.
  4. tommpat2000 tommpat2000 is offline Chief Asshat

    Saint Paul, MN
    United States

    Posts: 13,498
    Joined: Apr 06

    Jun 30th, 2009 (6/30/2009 3:31pm) in reply to Prophite

    this happened to my parents and i fixed it by saying they are old and dont get the internet. worked well

    if you had an intro rate, you prob lost that as soon as you were late so watch out for that as well
  5. dangood1 dangood1 is offline

    Indianapolis, IN
    United States

    Posts: 1,867
    Joined: Oct 07

    Jun 30th, 2009 (6/30/2009 3:32pm) in reply to timthegem

     
    Originally Posted by timthegem View Post

    Try telling them the truth. It can't be any worse than lying. They'll either help you out no matter what you tell them or they won't do anything for you at all. They're not going to make the decision based on what you say because they honestly don't care.

  6. Prophite Prophite is offline

    Scarsdale, NY
    United States

    Posts: 533
    Joined: Nov 06

    Jun 30th, 2009 (6/30/2009 3:35pm) in reply to dangood1

    I tried telling them the truth, and I also tried telling them that the payment didn't go through. Both strategies failed. Need a new approach.
    Thread Starter
Reply to Thread

Similar Threads