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Does anyone run a business that accepts credit card payments online?

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  1. FourFives FourFives is offline

    Tacoma, WA
    United States

    Posts: 1,124
    Joined: Jul 05

    Dec 2nd, 2008 (12/2/2008 7:29pm)

    I need to set-up a website that will accept credit card payments online. Who has the best prices and services for credit card payments? I looked at the following sites:
    <SPAN>
    http://www.quickregister.net/charge.html</SPAN> <SPAN>
    http://www.cardservicesales.com/
    </SPAN> <SPAN>http://www.merchantexpress.com/ </SPAN>
    Has anyone used any of these sites? Does anyone have any other suggestions?

    Thanks.
  2. jesterwords jesterwords is offline

    Posts: 20,674
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    Dec 2nd, 2008 (12/2/2008 7:31pm) in reply to FourFives

    I just use paypal, the processing fee is going to be close no matter which provider you happen to choose.
  3. KBartos KBartos is offline

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    Dec 2nd, 2008 (12/2/2008 7:44pm) in reply to jesterwords

    http://www.merchantsolutionsllc.com/
  4. Customflip Customflip is offline

    Oceanside, CA
    United States

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    Dec 2nd, 2008 (12/2/2008 8:36pm) in reply to KBartos

    http://cdgcommerce.com/

    only $10/month great service and comes with a free gateway. I highly recommend this, I would use Paypal as well and maybe even google checkout. May I ask what the business is?
  5. Customflip Customflip is offline

    Oceanside, CA
    United States

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    Dec 2nd, 2008 (12/2/2008 9:02pm) in reply to Customflip

    Also if you need any help setting up your website just pm me and I'll be happy to help.
  6. FourFives FourFives is offline

    Tacoma, WA
    United States

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    Dec 2nd, 2008 (12/2/2008 10:40pm) in reply to Customflip

     
    Originally Posted by Customflip View Post

    Also if you need any help setting up your website just pm me and I'll be happy to help.

    Thanks for the offer. My brother is designing the website and building the databases so I think I am okay on that end. This is for a web-based referral service. I am going to use paypal but I wanted credit card payment as an option too.
    Thread Starter
  7. jesterwords jesterwords is offline

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    Dec 2nd, 2008 (12/2/2008 10:44pm) in reply to FourFives

    Paypal is a CC processor
  8. FourFives FourFives is offline

    Tacoma, WA
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    Dec 2nd, 2008 (12/2/2008 10:50pm) in reply to jesterwords

    Only if through a paypal account thought, right? You can't pay with a visa if you don't have a paypal account set up, right? Or am I a idiot?
    Thread Starter
  9. JRoth15 JRoth15 is online now

    Springfield, IL
    United States

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    Dec 2nd, 2008 (12/2/2008 10:57pm) in reply to FourFives

    all of our transactions eventually go through PayPal, but I think we use some other company called First Omaha or something.
  10. jesterwords jesterwords is offline

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    Dec 2nd, 2008 (12/2/2008 11:00pm) in reply to FourFives

    A customer does not need a paypal account to pay with a CC to a paypal merchant.
  11. Customflip Customflip is offline

    Oceanside, CA
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    Dec 2nd, 2008 (12/2/2008 11:23pm) in reply to jesterwords

    The problem with Paypal is that if and when there is credit card fraud (and you will have some fraud if you do a lot of transactions) Paypal will freeze your account for weeks and maybe months until they investigate and clear your account. This will be horrible if you have vendors you need to pay, unless you make constant withdrawals to your bank account.

    This is one of the reasons why I have a regular merchant account as well as Paypal. And just like you, a lot of people just don't know that they can use their cc with paypal without opening a paypal account. Paypal is not a bank and is not insured, so if you decide to go strictly with paypal I would use Paypal Pro and make frequent withdrawals to your bank account. GL with your new venture!
  12. jesterwords jesterwords is offline

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    Dec 2nd, 2008 (12/2/2008 11:30pm) in reply to Customflip

    I keep a very small amount on paypal, I usually move funds to the bank very quickly.
  13. Customflip Customflip is offline

    Oceanside, CA
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    Dec 2nd, 2008 (12/2/2008 11:37pm) in reply to jesterwords

    ^^ Smart Man
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