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INSTANT LOANS?

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  1. fishNchipzz fishNchipzz is offline

    Pittsburgh, PA
    United States

    Posts: 50
    Joined: Aug 06

    Jun 13th, 2010 (6/13/2010 10:24pm)

    hi all. i was browsing the good ol intranetz when i came across all of these instant loan type deals. i have seen these a bunch of times and passed over them but i decided this time for some reason to check them out. things have been kind of rough lately and money has been really tight as well as my car needing some work done all of a sudden.

    anyways, does anyone have any experience with any thing of this sort. there are some that say no credit check no proof of employment even and they will deposit up to 1500 bucks in your checking account. im assuming there is huuuge interest and whatnot havent looked that far into it yeu but was wondering how this works and is it at all legit. there are so many different sites that do it i figure some have to be real. i could really use the extra cash and wouldnt mind the steep penalties/interest, etc. that come on the flip side of these things.

    my main question is do they legit put the cash in your account? like i said i could really use it and thats my main issue. thanx

    EDIT: Being as i do not have "official" employment as i have been playing online to pay the bills are there any of these instant loans that i could get without having to fill the portion of the application about current employer, paychecks, etc.

    basically do these things exist for someone who works for themselves and doesnt recieve a standard "paycheck"?
    Edited By: fishNchipzz Jun 14th, 2010 at 01:25 PM
    Reason: missing info
  2. timthegem timthegem is offline

    Anonymous Proxy

    Posts: 16,559
    Joined: Jul 06

    Jun 13th, 2010 (6/13/2010 10:25pm) in reply to fishNchipzz

    You realize they take one of your kidneys as collateral, right?
  3. DaBears33 DaBears33 is offline

    Dover, DE
    United States

    Posts: 398
    Joined: Nov 05

    Jun 13th, 2010 (6/13/2010 10:33pm) in reply to fishNchipzz

    no experience with these but don't spend money you don't have imo. Unless you cant afford to eat/pay rent
  4. ntanygd760 ntanygd760 is offline

    Fort Drum, NY
    United States

    Posts: 5,495
    Joined: Jul 08

    Jun 13th, 2010 (6/13/2010 10:39pm) in reply to DaBears33

    i think they are now maxed out in the amount of interest they can charge, somewhere between 40-90% or something but they can still charge an upfront fee. Normally you wont be able to get the max amount. if you have more than 2 or 3 overdrafts in the last 3-6 months then you prob wont get one. Im assuming you can just put the car trouble on a credit card. if you can do that. Basically they are going to be a bad deal for you but sometimes life is like leaving you no outs. i have used them like 3 times 5 or 6 years back and they worked, was a bad deal by the time they got payed off but do whata you must. If your worried about it being legit, just google it and check out reviews. They make enough money just running a legit site that there are plenty of legit ones to go with so no need to use one you think might be a scam

     
    Originally Posted by DaBears33 View Post

    no experience with these but don't spend money you don't have imo. Unless you cant afford to eat/pay rent

    if the only way to get to his job is by car then this is something that should be used along with rent and eating.(top romen, not going to mcdonalds)
     
  5. Clerk Clerk is offline

    Syrian Arab Republic

    Posts: 998
    Joined: Oct 09

    Jun 13th, 2010 (6/13/2010 11:14pm) in reply to fishNchipzz

    Some are legit but its not a good idea. It might just mean worse money problems down the line. Hopefully you find a better solution gl.
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