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Loaning money to a friend

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  1. Prestonluv Prestonluv is offline Hi. I'm awesome.

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    Jun 30th, 2012 (6/30/2012 8:37am) in reply to kellykip

     
    Originally Posted by kellykip View Post

    Must have been nice growing up as the Fresh Prince's next door neighbor in Bel Air. Carpooling in the limo with Carlton and shit.


    wtf?

    you make no sense

    I am saying that its perfectly acceptable for one adult to borrow money from another. That you can make good decisions and still need help
  2. kellykip kellykip is online now The Chosen One

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    Jun 30th, 2012 (6/30/2012 8:38am) in reply to Prestonluv

     
    Originally Posted by Prestonluv View Post

    wtf?

    you make no sense

    I am saying that its perfectly acceptable for one adult to borrow money from another. That you can make good decisions and still need help

    was commenting on the person you were quoting
  3. Pghfan987 Pghfan987 is offline

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    Jun 30th, 2012 (6/30/2012 9:07am) in reply to kellykip

     
    Originally Posted by kellykip View Post

    was commenting on the person you were quoting

    WTF? Was this directed at me?
     1
  4. kellykip kellykip is online now The Chosen One

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    Jun 30th, 2012 (6/30/2012 9:10am) in reply to Pghfan987

    lol
  5. Prestonluv Prestonluv is offline Hi. I'm awesome.

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    Jun 30th, 2012 (6/30/2012 9:15am) in reply to kellykip

     
    Originally Posted by kellykip View Post

    was commenting on the person you were quoting


    got it
  6. AMARTIN1181 AMARTIN1181 is online now Is not a girl

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    Jun 30th, 2012 (6/30/2012 9:17am) in reply to Prestonluv

    watch your fucking mouth when u talk about me kip or i'll smack the black off your face
    719 
  7. Pghfan987 Pghfan987 is offline

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    Jun 30th, 2012 (6/30/2012 9:23am) in reply to AMARTIN1181

     
    Originally Posted by AMARTIN1181 View Post

    watch your fucking mouth when u talk about me kip or i'll smack the black off your face

    Don't threaten me, you won't like me when I'm angry. And how drunk are you that you spell "pgh" as "kip"? NOT EVEN FUCKING CLOSE.
     1
  8. wonglondo wonglondo is offline

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    Jun 30th, 2012 (6/30/2012 9:52am) in reply to Pghfan987

    just dont
  9. ACgaming ACgaming is offline

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    Jul 4th, 2012 (7/4/2012 9:09pm) in reply to wonglondo

    Lent money with a bunch of people and most paid back, i have paid back everything that has been lent to me as well.

    But the one bad case is what i always think of and that was the one that ruined the relationship with one of my best friends.

    so ya i'd just skip it, let him ask his family or someone else. not worth it
     
  10. XquiziVex XquiziVex is offline

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    Jul 4th, 2012 (7/4/2012 9:11pm) in reply to ACgaming

    You are like 4 days late with that advice.
  11. Popperhead Popperhead is offline

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    Jul 4th, 2012 (7/4/2012 9:57pm) in reply to ACgaming

     
    Originally Posted by ACgaming View Post

    Lent money with a bunch of people and most paid back, i have paid back everything that has been lent to me as well.

    But the one bad case is what i always think of and that was the one that ruined the relationship with one of my best friends.

    so ya i'd just skip it, let him ask his family or someone else. not worth it

    That advice would've kicked ass in June 2012
  12. cmval cmval is offline

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    Jul 4th, 2012 (7/4/2012 10:29pm) in reply to p00pymcp00perton

     
    Originally Posted by p00pymcp00perton View Post

    I dont value friendship monetarily. I have a friend who has owed me $2k for over 5 years, has paid off a little of it, but really can't afford to pay me back with money. However, he is the first one to volunteer if I need shit moved or anything built or any other odd job that nobody else wants to do. I don't think less of him because he hasn't paid me back. I gave him the money not expecting it back because he is my friend. It was money well spent imo. Would do it again if asked.

    Edit - the back story is that my friend and I grew up together and has gone to war for me in the past. Friends like that are hard to find and money isn't as valuable to me as having a friend like that around me for life.

    wise words here...been there on both sides
  13. cmval cmval is offline

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    Jul 4th, 2012 (7/4/2012 10:35pm) in reply to SCTrojans

     
    Originally Posted by SCTrojans View Post

    They live pay check to pay check with an xbox 360 and a flat screen tv and a 20k car. The concept of being prepared for things like their car breaking down is foreign to most "poor" people I've met (my entire family included).

    I've worked extremely hard my entire life, as has my dad who instilled the value of not living above your means. I'm constantly called a life-nit by my friends because I understand that shit happens and I'm prepared for it.

    And yes, buying an xbox when if your car breaks down the next day you don't have enough money in the bank to pay for it is living above your means.

    The day I meet a person that can't pay for their car that broke down that doesn't have thousands (probably tens of thousands) of luxury items they own is the day I found that true 0.1% I was talking about earlier.

    if someone living paycheck to paycheck bought an xbox for their child when they could barely afford it, you know what I would call them...A Good Parent
  14. JAAAAA!!!! JAAAAA!!!! is offline

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    Jul 4th, 2012 (7/4/2012 10:49pm) in reply to cmval

    Neither a borrower nor a lender be,
    For loan oft loses both itself and friend,
    And borrowing dulls the edge of husbandry. - Hamlet
  15. ImanTheGreat ImanTheGreat is offline

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    Jul 4th, 2012 (7/4/2012 11:19pm) in reply to JAAAAA!!!!

    What about the dude who borrows money and can pay you back but refuses? Are you guys saying not getting paid back is no big deal fine with that? Or the person who borrows for luxury items rather than needs amd doesnt pa backy you
     
  16. Milo Milo is offline

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    Jul 5th, 2012 (7/5/2012 1:58am) in reply to Mr Galt

     
    Originally Posted by Mr Galt View Post

    Does it ever end well?

    No. Either give 'em the money, and ask them to pay you back whenever (and then forget about getting any back), or just refuse outright. No middle ground.
  17. ACgaming ACgaming is offline

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    Jul 5th, 2012 (7/5/2012 7:52am) in reply to Popperhead

     
    Originally Posted by Popperhead View Post

    That advice would've kicked ass in June 2012

    Ya my b.. Haven't been checking OT as much as I should, hope your situation works out for you.

    The one thing I would suggest if you loan to your friends is to maintain the friendship and if the loan gets in the way then say something, basically just talk and establish boundaries. My friend and I slowly lost touch (we lived a couple hours away as well), and I wish now that I would have brought up the debt more often because now we rarely talk. And he is getting married so gg to the friendship I suppose. Not even close to the biggest debt I've ever had either.

    And another thing, I think if you need to loan money then selling shit should be your first move before you even ask. Make sure you are minimizing your luxuries to justify your need of a loan. Also adjust your budget and life expenses to see when you can realistically pay it back.
     
  18. norcaljeff norcaljeff is offline 2010 OT Thread Kill Leader

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    Jul 5th, 2012 (7/5/2012 8:05am) in reply to ACgaming

     
    Originally Posted by AMARTIN1181 View Post

    watch your fucking mouth when u talk about me kip or i'll smack the black off your face

    Too far. Oh wait nvm:
     
    Originally Posted by Pghfan987 View Post

    Don't threaten me, you won't like me when I'm angry. And how drunk are you that you spell "pgh" as "kip"? NOT EVEN FUCKING CLOSE.

    Allsum

     
    Originally Posted by cmval View Post

    if someone living paycheck to paycheck bought an xbox for their child when they could barely afford it, you know what I would call them...A Good Parent

    Looooool just no. I mean...

    "hey sorry you're hungry son, my ahole buddy wont lend me some scratch...who's up for some CD3?"


    Sct is wise itt



    Ps poopy check pm's for loan request immfo
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