there gonna ask u alot of questions about money..thats it..so idk if u should lie or not..i want to say if u dont ur done..gotta get a new bank...

maybe you should do some research on the Bank Secrecy Act to see what questions/regulations are in place. if online gamling is mentioned in the bill maybe you should consider closing your bank account before the deadline

I don't work at a bank(or live in the US but here goes)

It appears that the BSA is in place to trying and protect against tax evasion and money laundering (listed as criminal activities in the charter i found). If you are paying your taxes then the only issue you might have is what you are going to tell the bank you actually do for a living.

If you tell them you are a professional poker player/gambler they may ask you about online poker, but i still fail to see why some US banks are no longer accepting funds from online gambling websites/businesses as it really doesn't affect them that much , unless the understanding of the bank is that inline poker is illegal and they fear being chased by the powers that be.

You could tell them you run a consulting business or do investments but you will probably need another off shore account to have your winning paid into and then transferred to you US account. The offshore would need to have a good reputation in the eyes of the US bank to avoid further questions.

One way you could find out more is to go to another bank and tell them you want to open an account, explain your actual situation and see if they have any issue with holding your funds after being told the whole situation before they get your $$

Funny that you posted this and I had a similar thing happen to me at my bank just this morning. I went in to make a cash deposit into my checking account and as I'm standing in t line, the bank manager who I've known personally for many years asked if she could have a word with me after I make my deposit.

So after making the deposit I went into her office and she basically told me that I need to fill out a form explaining where the past bank wire transfers came from. Meaning the bank wanted to know how I obtained this money. She didn't tell me I had to fill out the form but I told her that I got the money from online work that I do.

Problem is however that my friend the bank manager knows that I deposit funds from online poker since she has helped me in the past when Stars checks had bounced. I started to feel like I was in a police interrogation so I stood up and told her that if they didn't want my business I would gladly go across the street,,,,today.

In the end she told me she would write down that it was from online work and that I wouldn't be hassled again. I hope she's right but I have a feeling things are about to get out of hand with this banking bs.

I have a sofa you can all sleep on in the UK if you want to come over to the land of the free....

Seriously, why does the US govt. care about gambling so much?

Did you file a Form TD F 90-22.1 (Foreign Bank Account Reporting)? You are required to file one of these if at any point during the year you had an interest in a foreign bank account with a balance that exceeds $10,000.

Offshore poker accounts included.

So if they see money coming in from Pokerstars or Full Tilt they will know you have a foreign bank account. If you transferred thousands of dollars from those accounts to your regular amount they know you probably had a balance exceeding $10,000. They will tell the I.R.S. who will then check whether you paid any taxes on foreign income.

I am really lucky that, even though i live in the US, I still have bank accounts and credit cards in The Netherlands and the United Kingdom that I use to deposit from/to. They do not give me any problems when I am depositing.

Remember I told you guys to have at least two bank accounts? Listen next time. You have your next account ready to go before these things even come up. Hell, have ten accounts.

But, to answer Jennifear's main concern: the bank is more worried about their own ass (compliance) than your ass. If you have done anything directly illegal (you haven't), then you would be fine if you were to be audited. You have paid your taxes on the reported earnings.

When my bank started cracking down, I simply took out all but a few dollars, and didn't even answer their questions. I went to another bank.

I'm surprised reading these responses. I guess most people don't use the phrase, "none of your fucking business" as often as I do.

This is exactly the problem with our tax code, and legal system in general. There are so many laws and regulations you can never be sure if your in compliance. And that is how they want it.

What happened to that account and the last few dollars?

Hope everything works out for you!

Still open, like it's been for 21 years. They didn't prove I did anything wrong, so they can't do anything. It's a credit union, so I am a part owner.

sing with me: Oh Canada, our home and native land....

Always welcome here Jen. gl

Well, the Patrick Henry part of it can go on, too, while I keep up with my banco teleporto moves.

And, look to the very sites you are playing on. They do the SAME THING: utilize a two-pronged approach (a) lobby, negotiate, etc., and (b) keep on switching financial institutions.

Damn, this sucks. I may go ahead and switch accounts soon as a pre-emptive strike here, I have been fortunate enough to have a lot of bank wires over the past few months.

On another note, I am going to try and cash my first FTP check at Walmart today. Wish me luck!

For Jennifear: I don't really think you have anything to worry about. Just be honest with them and tell them where it's coming from and there is nothing illegal about it. I would just tell them this and say, "This is what I do for a living, if you see it as unacceptable I will gladly find another bank who accepts what I do.". As far as an audit goes, I really don't think this red flags you in any way, but if it does then you are already screwed, the interview answers won't affect this one way or another. So I wouldn't think to yourself about how to best answer questions to avoid an audit, if that's the case it's too late in my opinion!

LMFAO gg poker.

Beware of a scam. I wouldn't tell them any information over the phone.

I know theses poker sites have hundreds of thousands of accounts, but as much trouble as everyone is having cashing checks and dealing with the reliability of the processors I don't understand why the sites don't use another withdrawal option.

Such as limiting withdrawals to one a month and sending a money order or check directly from the bank where the sites have their money at. This banking fiasco when it comes to online poker funds is ridiculous and one time where advanced technology isn't an advantage. That's one good thing about being older. I remember when receiving a check that was personally made out was good enough and the only thing you had to worry about if it was from someone you didn't actually know was if it would bounce instead of where it came from.

I haven't had any problems with my banks but I live 8 miles from the MExican border so I could open an account there. Having said having my $$ in pe$o$ doesn't excite me.