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**Stars ATM deposit: [bank name edited] questions legitimacy**

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  1. Skitz0Frenik Skitz0Frenik is offline

    Zürich
    Switzerland

    Posts: 521
    Joined: Feb 08

    Aug 28th, 2009 (8/28/2009 12:03pm)

    During class I received the following email regarding a check for $2500 I deposited via ATM a few days ago. I have never had any problems with this bank, and have always deposited with the ATM. At this point I'm thinking my best course of action is responding with an email stating I did some online consulting work. Does anyone have any insight or advice? PNC historically has been the easiest with deposits; does this indicate a change for the worse? Thanks for any input.

    Hi -----,

    I am just checking in to make sure the deposit you made to the ATM on
    Wednesday was a legitimate check. The reason I ask is the company the
    check came from is in * ------. All of these do not match up.
    I do not want you to use these funds if this is a fraudulent check. If you
    use these funds and this comes back as a bad check you will be out the
    money that you've used. I know the money shows available, but it's not
    fully collected from the other bank. I am just looking out for you.

    Please call me back so we can discuss this check. I can be reached at the
    number below or please respond to my email. Thank you.

    Amy -----
    Banking Officer [bank name edited]
  2. ggwscout ggwscout is online now

    Posts: 615
    Joined: Feb 06

    Aug 28th, 2009 (8/28/2009 12:46pm) in reply to Skitz0Frenik

    Semi standard bank procedure with the new fad of counterfeiting checks. If you don't reply it will be fine, if you do reply, I would just say I know the company and its history so the check will clear with no problems. The email is to let you know that this situation resembles the newest check fraud scams.
  3. ronkend ronkend is offline

    Bosnia and Herzegovina

    Posts: 5,588
    Joined: May 05

    Aug 28th, 2009 (8/28/2009 12:47pm) in reply to ggwscout

    yup same for me, lets pray this holds.
  4. fly44 fly44 is offline

    United States

    Posts: 2,388
    Joined: May 08

    Aug 28th, 2009 (8/28/2009 1:36pm) in reply to Skitz0Frenik

    I would say:

    Thank you for informing me of the situation. The check is not fraudulent, but I will be cautious with the funds in case it does come back as a fraudulent check.

    There is no way I would be calling them.
    521 1
  5. Skitz0Frenik Skitz0Frenik is offline

    Zürich
    Switzerland

    Posts: 521
    Joined: Feb 08

    Aug 28th, 2009 (8/28/2009 1:38pm) in reply to Skitz0Frenik

    Responded via email that I trust the source and the check will clear. Will post any updates.
    Thread Starter
  6. robodarko robodarko is offline

    Pittsburgh, PA
    United States

    Posts: 693
    Joined: Jun 07

    Aug 28th, 2009 (8/28/2009 1:40pm) in reply to Skitz0Frenik

    That's a very friendly, non-formal tone to that business email. Obv call back and get Amy's personal phone number...
  7. Skitz0Frenik Skitz0Frenik is offline

    Zürich
    Switzerland

    Posts: 521
    Joined: Feb 08

    Aug 28th, 2009 (8/28/2009 2:44pm) in reply to Skitz0Frenik

    Here is her response:

    "That's great, I just tried to verify the funds with HSBC and they weren't really able to do so. There has been an extended hold put on the check. It will take several extra days to clear and they've sent a letter to your address in ----. Thanks for getting back to me. "

    :(
    Thread Starter
  8. MyJobisYou MyJobisYou is offline Banned Scammer

    United States

    Posts: 4,961
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    Aug 28th, 2009 (8/28/2009 2:55pm) in reply to Skitz0Frenik

    Just wait the 10 days until it clears? Everytime I've deposited poker checks I let them sit there for 10 days, and most the time the bank requires it.
  9. Cyanide84 Cyanide84 is offline

    Corbin, KY
    United States

    Posts: 57
    Joined: Jun 07

    Aug 28th, 2009 (8/28/2009 3:17pm) in reply to MyJobisYou

    I use National City/PNC also. Just tell them you know the check is legit but just wait until it actually clears before using those funds. Most banks put a hold on a check until it clears but NC/PNC doesn't do that for some reason. Mine always show up available the next day but I transfer it to my savings until it clears. I would email that nice lady back and ask her to notify you once it clears and then use the funds.
  10. above_films above_films is offline

    Hollywood, CA
    United States

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    Aug 28th, 2009 (8/28/2009 4:25pm) in reply to Skitz0Frenik

    wow. your bank has great customer service. a "client" hit me with a bad check and my bank did nothing like this. it just reversed everything back to me. what's the name of your banking institution? i may want to switch!
  11. Moonlight Graham Moonlight Graham is online now

    PA
    United States

    Posts: 6,444
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    Aug 28th, 2009 (8/28/2009 4:29pm) in reply to Skitz0Frenik

    WOW.. Seems really cool of her to write this email!!! thank her.... then tell her you do some online consulting, and that the check is good. Tell her to inform you when all the funds are clear..
  12. pzane pzane is offline

    Washington, DC
    United States

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    Aug 28th, 2009 (8/28/2009 4:56pm) in reply to above_films

     
    Originally Posted by above_films View Post

    wow. your bank has great customer service.

    this
  13. PeachesForMe PeachesForMe is offline

    Winter Park, FL
    United States

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    Aug 28th, 2009 (8/28/2009 4:59pm) in reply to Skitz0Frenik

    dont post the bank name
     
  14. T Money T Money is offline

    Manorville, NY
    United States

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    Aug 28th, 2009 (8/28/2009 5:26pm) in reply to PeachesForMe

    sick brag that you cash out :). GL with the check bro im sure there jsut being over cautious i wouldn't worry about it.
    916 
  15. pokerpoker69 pokerpoker69 is offline

    London
    Canada

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    Aug 28th, 2009 (8/28/2009 5:29pm) in reply to T Money

    umm 100% you have edited or changed what they orginally wrote....because......yeah..it looks like a 2 year old wrote it?
  16. Skitz0Frenik Skitz0Frenik is offline

    Zürich
    Switzerland

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    Aug 28th, 2009 (8/28/2009 5:42pm) in reply to pokerpoker69

     
    Originally Posted by pokerpoker69 View Post

    umm 100% you have edited or changed what they orginally wrote....because......yeah..it looks like a 2 year old wrote it?

    Didn't change a word, just removed the bank name, real teller name etc.
    Thread Starter
  17. pokerpoker69 pokerpoker69 is offline

    London
    Canada

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    Aug 28th, 2009 (8/28/2009 6:00pm) in reply to Skitz0Frenik

     
    Originally Posted by Skitz0Frenik View Post

    Didn't change a word, just removed the bank name, real teller name etc.

    Thats fucking sketchy then lol
  18. BudmansCom BudmansCom is offline

    Clive, IA
    United States

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    Aug 28th, 2009 (8/28/2009 6:34pm) in reply to pokerpoker69

     
    Originally Posted by pokerpoker69 View Post

    umm 100% you have edited or changed what they orginally wrote....because......yeah..it looks like a 2 year old wrote it?

    Just a passing thought here ...

    If that note seems like it was written by a 2 year old, how old does the average poster here seem to you?
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