Saying that Stu had "some baggage" is like saying Hitler had "some grudge" against Jews. Stuey burned everyone he ever knew with his drug use (and horse & sports betting, which is actually where most of his money disappeared, not up his nose). By the end, he was bumming $10 off of strangers, and stealing tokes off the brush podium. He was a brilliant card player - a truly stunning mind. But a total waste of a human being.