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***Official Electronic Dance Music Thread***

Posted in: Off Topic 		rohanzsta
Nov 21st, 2011
stay at home dad back at work
can't believe OP still hasn't mentioned what wife does
Posted in: Off Topic 		rohanzsta
Nov 16th, 2011
I finally opened up a retirement account
if you use this example, add all the proper constraints. you have to add the fact that the bank will crash (just like the market) and that eventually compound fees of 2-3% will take up much more than $25. i understand that most people work hard and don't have the time for other modes of investing, than sure that's fine invest in a 401k. but trust me, it doesn't take a crazy amount of time to get into something like REI . " furthermore, you aren't supposed to ever withdraw that money anyway, its there for your RETIREMENT right' " but this is the whole point about why they suck. if you see ...
Posted in: Off Topic 		rohanzsta
Mar 17th, 2011
I finally opened up a retirement account
yes, i am the only person in the world, idiot. did you even read what i posted before' clearly you didnt since i have to re-post the same link. and trust me on this one, john c bogle has more knowledge than you about this stuff. and i didn't say you wouldn't make money with 401ks, i said THERE ARE MUCH BETTER OPTIONS OUT THERE TO INVEST IN, it just takes some time, learning, and proper knowledge. however, once you put money into a 401k, you are giving up your control over it, and if you ever wanted to pull it out later to invest in something else, you don't have control over your money in ...
Posted in: Off Topic 		rohanzsta
Mar 17th, 2011
I finally opened up a retirement account
yeah the one thing i would recommend is to read up on a few different books/techniques on how to spot & get the best deals- i would even recommend going to a local REIA meeting and forming connections. just whatever you do, start off veryyyyy small and trust me, it will beat any 401k. for example, once you get good with it, lets say you put 10K down on a 100k condo cuz it was a good deal. it wouldn't be hard to charge the tenant $100 more than the mortgage (assuming you did proper hw and got a good deal). that comes out to $1200 (12x100) profit and a 12% roi, not to mention possible increase ...
Posted in: Off Topic 		rohanzsta
Mar 17th, 2011
I finally opened up a retirement account
I stopped reading after this. The whole point of my post was to show that the fees are not minimal. There are 2 really really bad things about 401k's: 1) you're money disappears from you (in the sense that you don't have access to it anymore until you retire) 2) you're money disappears from you in the sense that it will literally start to disappear because of hidden fees/the market this will turn into a huge opportunity cost because OP will eventually have another opportunity to invest later in life, but his "funds will be tied up." for the newb investor who doesn't want to read up and ...
Posted in: Off Topic 		rohanzsta
Mar 17th, 2011
I finally opened up a retirement account
cuz it's not free money, it's "free money" when you accept the money they give you, you give them something in return that will be very costly to you in the long run.... control over your money. Dude, did you even read my post' How the hell is informing OP that he is going to get jipped in the long run for thousands a "disservice." Even if he does go with a 401k, showing him hard evidence about the fees he is going to face (fees that most Americans are clueless about) is not providing a disservice.
Posted in: Off Topic 		rohanzsta
Mar 16th, 2011
I finally opened up a retirement account
Dude you have no fkn concept what you are talking about, and if you are really naive enough to think someone is just going to give you free money and bam, you suddenly have "an instant 100% ROI," you are the dumbest person in the history of time. NO ONE IN THIS WORLD is ever going to give you free money, just remember that. When you accept the "free money" of a 401k, it comes with stipulations. When you deposit into a 401k, you are also handing over control of your money to your employer, and you are locking yourself out of your own money for a very long time. And believe me, this will cost ...
Posted in: Off Topic 		rohanzsta
Mar 16th, 2011
I finally opened up a retirement account
Suze orman's tips are always a very conservative approach- she will teach you how to get out of debt and slowly save up a little bit of money (which is what a 401k does), but she won't teach you how to take your wealth to the next level. 401ks are only worth it if your too pussy to do anything else with your money (as in... simply putting it in the bank) . no matter what type of investment you are getting involved with in your 401k, the hidden fees (money that is being taken away from you that you don't even know of because there is no actual charge) are going to take up a significant portion ...
Posted in: Off Topic 		rohanzsta
Mar 16th, 2011
I finally opened up a retirement account
i'm sorry but this is 100% false, and i truly feel bad for people who think this way . anyone who knows about finance/the structure of 401ks knows that your short-term gains (i.e. company matching dollar for dollar) are significantly reduced by 1) hidden % fees and 2) the cyclical nature of the market. don't invest in 401ks hoping that "as long as I save and invest in mutual funds like Vangaaurd means that I will have all this money when you hit 50." times have changed and you will get torched big time in the long run. please do a little more research on investing, take control of your ...
Posted in: Off Topic 		rohanzsta
Mar 16th, 2011
sleeping problems and neck problems.. anyone got advice for either?
i work as a Risk Analyst for a startup called Square in San Francisco (). the company is growing really fast and there isn't enough employees, so we make up for all of it with 60-70hour weeks i've had this sleeping problem 2 months before i even started working here. work doesn't stress me out . other than the long hours, it's a really cool place to work for. don't drink too much coffee - only like two cups a week, but ill try the green tea thing
Posted in: Off Topic 		rohanzsta
Mar 10th, 2011
sleeping problems and neck problems.. anyone got advice for either?
i work pretty long hours (830am-1030pm) and have noticed that my neck has really been starting to hurt since i'm looking over a screen for extended periods of time. anyone have any recommendations on something to buy or exercises that helped them' on to problem #2... my sleep isn't really peaceful anymore. before i would be able to sleep for 8 hours and wake up refreshed, now i will sleep for 6.5-7hours and wake up all "alarmed." it's like something is mentally stressing me out, but i'm not too sure what. anyone ever suffer from this' i'm usually pretty drowsy around 3-4pm which effects the ...
Posted in: Off Topic 		rohanzsta
Mar 10th, 2011
what was your worst sleeping problem? and did it ever go away?
so before last week, i would always be able to get a good nights rest. i would usually sleep at 2am and wake up refreshed at 1030-11. however, ever since last week, every night i am restless, i wake up at like 4am,6am,8am, and just in general feel extremely tired during the start of the day. for some reason... now i can't even sleep past 830am (even if i sleep at 2-3am). the part that bothers me is that i'm not sure why this is happening. it just came out of nowhere. it's not like a started a new job or anything... i've had the same daily routines for the past few months, and sleep was fine ...
Posted in: Off Topic 		rohanzsta
Jan 13th, 2011
**Official Bulls teach Boston how to play basketball thread**
amare has been playing the 5, and is much better at it than Noah
Posted in: Off Topic 		rohanzsta
Jan 9th, 2011
**Official Bulls teach Boston how to play basketball thread**
LOOOOOOL. idiot
Posted in: Off Topic 		rohanzsta
Jan 8th, 2011
"Hi mom, just letting you know I am going to do a little boating today"
having more balls = having more skill . get with it
Posted in: Off Topic 		rohanzsta
Dec 27th, 2010
Great book for a financial newbie to learn about the stock market, retirement, etc?
1) how important it is to learn how to properly sell/market your company (regardless of how good your product is) 2) when investing in real estate, using the 1031 to defer taxes on earnings by purchasing a bigger estate 3) the fundamental reasoning behind why people working for companies make so much less than people who own their own corporation --> employees pay taxes first, while corporations allow for you to deduct all your expenses and pay taxes last. these are just some of the concepts from what i remember off the top of my head- they might seem pretty basic to an expert investor... ...
Posted in: Off Topic 		rohanzsta
Dec 27th, 2010
Great book for a financial newbie to learn about the stock market, retirement, etc?
this isn't true. you can take a lot of things he says with a grain of salt, but you can still learn solid facts about the proper investing mindset from his books.
Posted in: Off Topic 		rohanzsta
Dec 27th, 2010
Great book for a financial newbie to learn about the stock market, retirement, etc?
Suze Orman's book = good for learning more about different investment vehicles in simple language Robert Kiyosaki's book = good for learning more about the misconceptions we have about money, and what kind of mindset we should develop in order to overcome these misconceptions and achieve financial freedom. Kiyosaki's book won't go into detail about defining investment vehicles like what a Roth IRA is (Suze Orman's book will), but rather it will talk about the overall misconceptions in life that most people have about money. It will get you thinking about everything you haven't learned about ...
Posted in: Off Topic 		rohanzsta
Dec 26th, 2010
Great book for a financial newbie to learn about the stock market, retirement, etc?
+2 on the Rich Dad Poor Dad before you do any investing, read this book!
Posted in: Off Topic 		rohanzsta
Dec 26th, 2010
*****Heat vs Lakers*****
you do recognize that your post makes no sense right' why on earth would you tell me to kill myself "after today's game." LOL you do realize the person you're bashing had a triple double right' i love it when kobe nuthuggers are so blindsided that they have no ability to admit when they get their asses handed to them.
Posted in: Off Topic 		rohanzsta
Dec 26th, 2010
*****Heat vs Lakers*****
hate him or love him, Lebron James is the most unstoppable player in the NBA .
Posted in: Off Topic 		rohanzsta
Dec 26th, 2010
so, who else in OT is looking for employment?
i'm a recent berkeley grad and i haven't had luck yet landing a job in finance. i'm wondering who else in OT has recently graduated and been looking for work longer than 2 months' what have you been doing to keep busy' and where/how are you looking' anything you've learned that has helped you get more interviews' if you've recently been hired, share a success story!
Posted in: Off Topic 		rohanzsta
Dec 26th, 2010
Joah Kim Noah telling it how it is
very insightful post. hate to break it to you bud, but Noah isn't even in the discussion of players that can lead their team to championship-contending level. please come back and reply when you have something intelligent to add, or when Noah becomes the #1 player of any team he is on (i doubt either will happen). I can't tell if you're double quoting to prove something contradictory that I said, but everything looks in tact to me. I will re-iterate: dwight is being asked to improve upon things that Noah will never be considered for as long as he is not the leader of his team.
Posted in: Off Topic 		rohanzsta
Dec 20th, 2010
Joah Kim Noah telling it how it is
you are either purposely trying to misinterpret what i'm saying, or you are really an idiot. i was saying Dwight is the #1 center in the league, and is with the elites already, while Noah is not. say what you want about dwights game, but he is already respected as the #1 center in the league. i never said he doesn't have any room for improvement- in fact i was talking the whole time about what he has to improve on you dumbass. My point about improvement was that when you compare the 2, Noah is so far under Dwight (because he isn't even accepted as the leader of his team, and doesn't even have ...
Posted in: Off Topic 		rohanzsta
Dec 20th, 2010
Joah Kim Noah telling it how it is
no. i am saying that Dwight has improved on shit that Noah doesn't even have to think about because Noah isn't the leader of his team, which is why your guys' comparison is really off. Dwight is on another level than Noah, and for them to even be compared is retarded. Let me break it down for you Noah Homers: Dwight is already with the elites, he is respected as the #1 center in the league, and any GM would trade his center for Dwight in an instant. When you have already hit the top-tier level (like Dwight has), you're continual statistical improvement will diminish (because there's only so ...
Posted in: Off Topic 		rohanzsta
Dec 19th, 2010
Joah Kim Noah telling it how it is
dude, all you are doing is backwards rationalizing everything in order to put Noah into a better light . And what you are saying doesn't even make sense all the way through. You do realize that Chicago has made a ton of trades too right' So if you are going to say Dwight's team has been traded because of his newfound offensive presence, than you can just as easily say Noah's team got traded because of his lack of skills (however, we don't say stuff like that, because Noah isn't even the go-to guy on his team, which is why I brought up the fact that they have completely different burdens). ...
Posted in: Off Topic 		rohanzsta
Dec 19th, 2010
Joah Kim Noah telling it how it is
yes they are on a skid, but like i said, a few games ago he wouldve been MVP of this league. Dwight knows that people have talked about his shortcomings the last few years, but he took it to heart this past summer and really improved/came to play this season. After they lost to BOS last year, he cut his break short and went straight into the gym to work with Olajuwon for this coming season. To say that Noah has improved more this summer than Dwight is the most ridiculous thing ever. anyone who keeps up with orlando the last few years has seen howard develop into a true leader this year. he is ...
Posted in: Off Topic 		rohanzsta
Dec 19th, 2010
Joah Kim Noah telling it how it is
you can't compare team records to come to a conclusion like that. orlando is on a skid, but before that dwight was MVP of the league. Joakim, on the other hand, isn't even the best player on his team. and to say Rose/Noah would be a better combo than Rose/Howard is even more retarded. and i said "this year" because dwight's offensive game has improved significantly from last year, and he is more vocal about getting touches/playing around him. you guys can argue this whatever way you want, but Noah isn't even close to howard. any GM in the league would insta-trade him for dwight if they had ...
Posted in: Off Topic 		rohanzsta
Dec 19th, 2010
Joah Kim Noah telling it how it is
lolll. joakim isn't even close to dwight howard (especially this year)
Posted in: Off Topic 		rohanzsta
Dec 19th, 2010